But plenty of pros use Sibelius. The gap really is small as they're both incredibly powerful.
I started off using Finale as I was a printmusic! user originally (a cut down version of Finale, I don't know if they make it anymore tbh).
I swtiched to Sibelius three years ago as that's the software my uni music department had and the format our lecturer wanted all our compositions in.
As someone who's used both I'd say, for me personally, Sibelius just edges it. I'd imagine if I wanted perfect looking scores and was an engraver rather than a composer, I'd prefer Finale but I'm not.
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I reckon upgrading to Sib 5 could be good for you Chaski and may solve some of your hardware/software troubles at a stroke:
1. You know Sibelius already by the sounds of things.
2. Sibelius 5 comes with a huge range of sounds built in (and they're not bad quality either:
Sibelius Sounds: Essentials)
3. Buy a reasonbly cheap MIDI controller to control these sounds instead of an expensive synth.
4. Bear in mind you can get student discount!
5. Sorted!
Just a thought
